TERMS & CONDITIONS
MI Brand & Content
1. About This Website
This website is owned and operated by MI Refunds Pty Ltd, trading as MI Brand & Content (ABN 23 675 524 080) (“we”, “us”, “our”).
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, you must stop using this website immediately.
These Terms apply to all visitors, users, and others who access the website.
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2. Changes to These Terms
We may update or amend these Terms and Conditions at any time without prior notice. Any changes take effect once published on this website.
Your continued use of the website after changes are posted constitutes acceptance of the updated Terms.
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3. Intellectual Property
All content on this website, including text, branding, graphics, images, layout, and design (“Website Content”), is owned by or licensed to MI Refunds Pty Ltd and is protected under Australian copyright and intellectual property laws.
You may not reproduce, distribute, modify, or reuse any Website Content without our prior written permission.
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4. Website Information
Information provided on this website is for general information purposes only and does not constitute an offer, agreement, or professional advice.
Service descriptions, pricing, and availability may change at any time without notice. Engagement for services only occurs once a formal written agreement is entered into.
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5. Accuracy of Information
While we take reasonable care to ensure the information on this website is accurate and current, we make no representations or warranties regarding its accuracy, completeness, or suitability for any purpose.
To the fullest extent permitted by law, we exclude liability for any loss or damage arising from reliance on website information.
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6. Limitation of Liability
MI Refunds Pty Ltd (trading as MI Brand & Content) is not liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of this website.
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7. External Links
This website may contain links to third-party websites. We do not control or endorse those sites and are not responsible for their content or privacy practices.
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8. Governing Law
These Terms and Conditions are governed by the laws of the State of Victoria, Australia, and any disputes will be subject to the exclusive jurisdiction of Victorian courts.
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PRIVACY POLICY
MI Brand & Content
1. Our Commitment to Privacy
MI Refunds Pty Ltd trading as MI Brand & Content (“we”, “us”, “our”) is committed to protecting your privacy and complying with the Australian Privacy Act 1988 (Cth).
This Privacy Policy explains how we collect, use, and protect your personal information.
We aim to handle personal information in a manner consistent with the Australian Privacy Principles under the Privacy Act 1988 (Cth).
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2. Information We Collect
We may collect personal information such as:
• Your name
• Email address
• Business details
• Information submitted via contact forms or enquiries
We only collect information that is reasonably necessary to respond to enquiries or provide services.
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3. How We Use Information
Personal information may be used to:
• respond to enquiries
• communicate with you
• provide our services
• improve our website and business operations
We do not sell, rent, or trade personal information.
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4. Disclosure of Information
We may disclose personal information where required by law or to protect our legal rights. We do not share personal information with third parties for marketing

purposes.
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5. Data Security
We take reasonable steps to protect personal information from misuse, loss, unauthorised access, or disclosure. However, no electronic transmission or storage system is completely secure.
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6. Cookies
This website may use cookies to improve functionality and user experience. Cookies can be disabled via your browser settings, though some features may not function as intended.
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7. External Websites
Our website may link to external sites. We are not responsible for the content or privacy practices of those websites.
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8. Business Transfers
If our business is sold, merged, or transferred, personal information may be included as part of that transaction.
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9. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be published on this website. Continued use of the website indicates acceptance of the updated policy.
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10. Contact Information
For questions regarding these Terms or our Privacy Policy, please contact:

MI Brand & Content Email: dawn@mibrandandcontent.com.au